The Best How Long Does Underwriting Take For A Home Loan 2015 2022. An underwriter can take between 15 mins and 4 weeks to make a decision but this is dependant on what type of credit you are after and the type of borrower you are. Depending on these factors, mortgage underwriting can take a day or two, or it can take weeks.

You start to wonder, how long is the underwriting process going to take? The full mortgage loan process often takes between 30 and 45 days from underwriting to closing. The answer may vary depending on the lender, the type of loan, and your financial situation.